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Disclosures

Please review the following disclosures carefully.

QUESTRADE CUSTOMER DISCLOSURE STATEMENT

You understand that you are responsible for monitoring the available capital in your account and that you must comply with all margin requirements and calls, regardless of whether or not you are notified by Questrade that a trade you are considering entering into may create a margin call. Because of the use of margin, your losses could exceed the amount invested by you. You may sustain a total loss of the initial margin funds and any additional funds you may be required to deposit to maintain a position which is moving against you. If you do not provide the required additional funds within the time required, your position may be liquidated at a loss, and you will be liable for any deficit in your account. Questrade has made no representations to you as to expected return on your investment. You understand that Questrade does not monitor account profit and loss.

Using borrowed money to finance the purchase of securities involves greater risk than using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

We may disclose or report personal and trading information of any Account holder who has been referred to Questrade as part of Questrade's Affiliate Program. Information that may be disclosed includes (1) when you opened an account with Questrade and (2) the number of trades or transactions made in your account while you are a client of Questrade. For more information on Questrade's Affiliate Program, please visit our affiliate page.

If you become a client as a result of being referred to Questrade through a third party you should be aware that Questrade may have paid the third party a referral fee. Please visit our refer a friend page for details of referral fees paid through Questrade's Refer a Friend program and our affiliate page for details of referral fees paid through Questrade's affiliate program.

DISCLOSURE REGARDING SERVICE OF PROCESS

You have recently opened an account with our firm. We agree that the laws of Ontario govern any matter that may arise between us. We confirm that by opening an account for you, we do not agree to submit and attorn to any other provincial jurisdiction with respect to any disputes which may arise out of our actions or conduct in relation to your account(s) notwithstanding any provision to the contrary in any contract, agreement or document executed by you at the time your account is opened or at any time thereafter. You must attorn to Ontario’s jurisdiction if you are a resident of any other province or territory outside of Ontario.

Our address for service in each province is as follows:

Alberta:
Burnet, Duckworth & Palmer LLP
1400, 350-7 Avenue SW
Calgary, Alberta T2P 3N9

British Columbia:
Goodmans LLP
Suite 1900 - 355 Burrard Street
Vancouver, British Columbia V6C 2G3

Manitoba:
Thompson, Dorfman, & Sweatman Barristers and Solicitors
2200-201 Portage Avenue
Winnipeg, Manitoba R3B 3L3

New Brunswick:
Cox & Palmer
Suite 1500 Brunswick Square, 1 Germain Street
Saint John, New Brunswick E2L 4V1

Newfoundland:
Cox & Palmer
Scotia Centre, Suite 1000
235 Water Street
St.Johns, Newfoundland A1C 1B6

Northwest Territories:
Davis LLP
5201 - 50th Avenue
Suite 802 Northwest Tower
Yellowknife, Northwest Territories X1A 3S9

Nova Scotia:
McInnes Cooper
1300 – 1969 Upper Water Street
PO Box 730
Halifax, Nova Scotia B3J 2V1

Ontario:
Questrade Inc.
North American Centre
5650 Yonge Street, Suite 1700
Toronto, Ontario M2M 4G3

Prince Edward Island:
Cox & Palmer
20 Great George Street
Charlottetown, Prince Edward Island C1A 7L1

Quebec:
Lapointe Rosenstein Marchand Melancon, L.L.P.
Suite 1400
1250 Rene-Levesque Blvd. West
Montreal, Quebec H3B 5E9

Saskatchewan:
Robert Stromberg Pedersen LLP
600, 105-21st Street East
Saskatoon, Saskatchewan S7K 0B3

Yukon:
Davis LLP
The Taku Building
Suite 201, 4109 4th Avenue
Whitehorse, Yukon Territories Y1A 1H6