Your 20s are said to be some of the most exciting years of your life. It's a step into adulthood that still gives you the freedom to be young. You could be starting at a new school, or graduating and going out into the world to find a job in your field. It can be a very hectic time of life where you learn many lessons - and personal finance is often one of those lessons.
You've probably heard the “stop buying expensive coffee and you'll be able to afford a house” mentality, but we all know that isn't realistic anymore, if it ever was. Your 20s hold many new debts and bills that you didn't have to deal with before, as well as many new living expenses. So in all seriousness, buying that coffee likely isn't what sent you into debt, and treating yourself every once in a while likely isn't what's keeping you there. Yes, the small things add up, but it's the big things you need to look out for the most. Saving money isn’t just about eliminating unnecessary expenses, it's also learning what to do with your finances and how to help yourself get ahead. From paying off debts to learning about budgeting and investing, your 20s can be an integral starting point to planning for your future.
