Enjoy transparent pricing and low fees based on the amount you invest.
Below is a list of our most common account fees.
| Open an account | free |
|---|---|
| Full plan deregistration (RRSP, Spousal RRSP, LIRA, LRSP, LIF unlocking) | $100.00 |
| Partial plan deregistration (RRSP, Spousal RRSP, LIRA, LRSP, LIF unlocking) | $50.00 |
| Full plan deregistration (RESP) | FREE |
| Partial plan deregistration (RESP) | FREE |
| Lifelong learning plan (LLP) and Homebuyer’s plan (HBP) full deregistration | $50.00 |
| Lifelong learning plan (LLP) and Homebuyer’s plan (HBP) partial deregistration | $25.00 |
Below is a list of fees for transfers and withdrawals. You’ll only be charged for these fees if and when you take these specific actions.
| CAD$ electronic fund transfer (EFT) up to $50,000.00 1 | free |
|---|---|
| USD$ electronic fund transfer (EFT) up to $25,000.00 1 | free |
| CAD$ wire transfer | $20.00 |
| USD$ wire transfer | $30.00 |
| International wire transfer | $40.00 |
| CAD$ and USD$ uncertified cheque | $50.00 |
| Certified cheque 2 | $75.00 |
| Stop payment | $25.00 |
| NSF cheque/returned items | $30.00 |
| Transfer out an account to another institution3 | $150.00 |
| Partial transfer of account to another institution3 | $150.00 |
| Estate settlement | $200.00/account |
The following fees are only charged when the specific action is taken. You may never see them on your monthly statement.
| Electronic monthly statement (eStatement) | free |
|---|---|
| Copy of account statement | $20.00 |
| Document retrieval | $20.00/document |
| Duplicate tax document 1 | $20.00/tax slip |
| Unclaimed property | $29.95/quarter |
| Special courier (Canada) | $35.00 |
| Special courier (US) | $70.00 |
| Regular mail | $10.00 |
Ready to open an account and take charge of your financial future? It's easy. Get set up in minutes.
All you have to do is to initiate the transfer under Funding > Transfer Account. Once you initiate the transfer we will take care of the rest.
Some financial institutions may charge you a transfer fee. Questrade will rebate you transfer out fees of up to $150.
Questrade may convert currencies as required and applies a conversion rate based on the bid and ask spread of the current spot rate market. Any revenue earned is based on this spot rate.
Note: QST and HST/GST are added where applicable. All administrative account fees are in the currency of the transaction in which they apply.
Your account is held by Questrade, Inc. and any fees charged are collected by Questrade, Inc.
1 In order to send an EFT a void cheque from a bank account is required. While there is a $50,000 daily withdrawal limit, EFT withdrawal requests over $50,000 are still processed for free. However, they are deposited over consecutive business days up to the daily limit. This limit is extended as necessary to accommodate large RRSP Home Buyers’ Plan withdrawals.
2 A courier fee of CAD $35.00 within Canada or $70.00 to the U.S. applies if the cheque is not picked up in person. Certified cheques cannot be sent by regular mail.
3 Additional fees may apply for transfers to international financial institutions.
